I. INTERNET PAYMENT SYSTEMS

We have selected the most useful articles to help you to understand the Internet payment system and we provide links to tutorials explaining some of the different payment types:

• Designing a generic payment service ("..The growing importance of electronic commerce has resulted in the introduction of a variety of different and incompatible payment systems...")
• Make It Super Simple For The Customer To Pay (tutorial/tips)
• What Is The Perfect System? And Payment Types NOT To Use!
• How Online Ordering Automation Can Directly Affect Your Bottom Line (tutorial about payment type and how to select ordering options and set-up ordering pages)
• Getting Paid on the Internet. A section to assist Australian small and medium businesses trade on the Internet.
• Credit Card Rates Guide, U.S. only (Easy to compare rates)
• The Internet Credit Card Report (3 parts, 97 pages!)
• Micro payments overview, draft and service provider
• Internet Payment Systems (Overview: "..This talk surveys some of the Digital Payment systems most adapted to life on the Internet...")
• Payment mechanisms designed for the Internet
• Credit Cards On The Internet: Current Use and Future Potential
• The Basics - Debit your way to better cash flow. Making purchases with a debit card makes it easier to track your spending
• and more...

II. CREDIT CARD MERCHANT ACCOUNTS-RATES, REVIEWS

This section covers information about commercial merchant account providers and companies serving foreigners or anyone who cannot apply for a US merchant account (3rd party merchant accounts). Included links to extensive reviews and ratings of hundreds of credit card merchant accounts:

• Credit Card Merchant Accounts (About 155 merchant accounts rates!)
• Merchant Account Providers for Internet Business (About 150 merchant accounts rates!
• Credit Card Rates Guide, U.S. only (Easy to compare rates, over 225 credit cards evaluated)
• Merchant Account Service ("..Designed for any level of e-commerce vendor, this five-star rated payment solution is particularly well-suited for the smaller, entry-level vendors that may not have a lot of experience with e-commerce..")
• Alternative Payments for the Newly Cautious ("..Credit cards are here to stay. They are convenient, they are accepted everywhere, and they offer unparalleled consumer protection within the United States.." - 12/01))
• 'Let's Do The Math' ("..take a look at how some of these payment processing companies are operating.." - Third party services: Interesting article with new calculated fees..)
• Turnkey secure transaction solution worldwide (in US$, real-time and batch [$])
• Non-US (International) Merchant Accounts (provided by Card Service + Pricing & Requirements)
• E-commerce solution to accept credit cards without having an own merchant account
• Internet Payment Systems (Overview: "..This talk surveys some of the Digital Payment systems most adapted to life on the Internet...")
• Accept Credit Cards without a Merchant Account - comparison of third party services
• Review of four web based transaction sites, including PayPal
• Online Bill Payment - sending funds via e-mail without compromising security (current local currency online payment exchanges within the EU countries, Japan, and South America - 37 countries)
• and more...

III. CREDIT CARD CHARGE-BACKS & AVS

Chargebacks are a serious problem. Our section covers everything about them you may ever want to know:

• Chargebacks: A Huge Price to Pay ("..If you're not careful, customers can take advantage of you big-time.." - QA and detailed tips)
• 6 Ways to Lessen Credit Card Chargebacks and Please Your Customers (Tutorial)
• Your Credit Card Chargeback Rights ("..We have prepared this information to advise you generally of your credit card chargeback rights under federal and California state law..")
  
• Chargeback Reference Information ("..A cardholder or card issuer may chargeback, or reverse, a sales transaction to you, the merchant, under certain conditions (Article)
• Merchant Credit Card Processing and Address Verification Service (AVS)
• What do I do about Internet e-commerce credit card chargebacks? (Article/Tips)
• and more...

IV. CREDIT CARD FRAUD

Here are some articles covering credit card frauds:

• Credit Card Fraud Crippling Online Merchants ("..While credit card companies have consistently maintained that credit card fraud is no more prevalent online than in traditional forms of commerce, a number of experts are disputing the notion..")
• Credit card cookie theft 'unlikely': Security experts play down fears of a possible new form of online credit card theft that uses cookie technology
• and more...